Terms and Conditions

Last Updated: 01/28/2026

These Terms and Conditions ("Terms") govern your access to and use of the website www.seaislandventure.com (the "Website") and the services provided by Sea Island Ventures ("Company," "we," "us," or "our"). By accessing the Website or purchasing services, you agree to be legally bound by these Terms.

1. Services

Sea Island Ventures provides bookkeeping, tax preparation, credit repair, and related financial support services. Services are provided on a professional, best-efforts basis and are subject to applicable federal and state laws.

2. No Legal, Tax, or Financial Guarantees

The Company does not provide legal advice and does not guarantee specific financial, tax, or credit outcomes. Credit repair results vary and depend on creditor responses, client participation, and legal limitations. No representations or warranties are made regarding results.

3. Client Responsibilities

You agree to:

• Provide accurate, truthful, and complete information
• Submit documents in a timely manner
• Review all communications and filings for accuracy
• Maintain access credentials securely

Failure to comply may result in service delays or termination without refund.

4. Payments and Billing

All fees must be paid in accordance with the selected service plan. Payments are processed through third-party payment processors. Failure to remit payment may result in suspension or termination of services. Chargebacks or payment disputes may result in immediate termination.

5. Refund Policy

Unless otherwise stated in writing, all fees are non-refundable once services have commenced, including but not limited to analysis, document preparation, submissions, or consulting time.

6. Termination of Services

Sea Island Ventures reserves the right to suspend or terminate services at its sole discretion for non-payment, misuse, fraud, or violation of these Terms.

7. Limitation of Liability

To the maximum extent permitted by law, Sea Island Ventures shall not be liable for any indirect, incidental, consequential, or punitive damages arising from use of the Website or services.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which the Company operates, without regard to conflict of law principles.

Client Authorization and Consent

By enrolling in services with Sea Island Ventures, you expressly authorize the Company to:

• Collect, store, and process personal, financial, tax, and credit-related information
• Communicate electronically via email, portals, and secure systems
• Prepare and submit credit disputes, tax filings, and financial documents based on information you provide
• Share information with third-party providers strictly necessary to deliver services

You acknowledge that electronic records and signatures carry the same legal effect as physical documents.

Credit Repair Disclosure (CROA / FCRA)

Sea Island Ventures provides credit repair and credit education services in compliance with the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA).

• We do not remove accurate, timely, or verifiable information from credit reports
• You have the right to dispute inaccurate information on your own at no cost
• Credit bureaus generally have 30–45 days to investigate disputes
• Results are not guaranteed

Sea Island Ventures is not a consumer reporting agency and does not provide consumer reports.

Website Footer Privacy Summary

Privacy at a Glance
Sea Island Ventures collects and uses personal, financial, and credit-related information solely to provide professional bookkeeping, tax preparation, and credit repair services. Information is safeguarded using reasonable security measures and is never sold. By using this Website, you consent to our Privacy Policy and data practices.

These documents are provided for contractual notice and compliance purposes and do not constitute legal advice. Clients are encouraged to consult independent legal counsel if needed.