Privacy Policy

Last Updated: 01/28/2026

This Privacy Policy ("Policy") governs the manner in which Sea Island Ventures ("Company," "we," "us," or "our") collects, uses, maintains, and protects information obtained from users ("you," "your") who access or use the website www.seaislandventure.com (the "Website") and any related services, platforms, or client portals operated by the Company.

By accessing or using the Website or engaging our services, you acknowledge that you have read, understood, and agreed to the terms of this Privacy Policy.

1. Scope of Services

Sea Island Ventures provides professional services including, but not limited to:

• Bookkeeping and financial support services
• Tax preparation and related administrative services
• Credit repair and credit education services

This Privacy Policy applies to all information collected through the Website, electronic communications, payment systems, client intake forms, document uploads, and service-related interactions.

2. Information We Collect

2.1 Personal and Client Information

We may collect personal, financial, and identifying information that you voluntarily submit, including but not limited to:

• Full legal name
• Email address
• Date of birth
• Social Security Number or Tax Identification Number (when required for tax or credit-related services)
• Financial account information
• Credit report data provided by you or authorized monitoring services
• Government-issued identification (when required)
• Documents uploaded through secure portals or transmitted electronically

2.2 Payment Information

All payments are processed through secure third-party payment processors. We do not store full payment card numbers; however, we may retain transaction records, billing history, and limited payment identifiers for accounting, compliance, and dispute resolution purposes.

2.3 Automatically Collected Information

We may automatically collect certain technical data, including:

• IP address
• Browser type and operating system
• Device identifiers
• Access times and pages viewed
• Referring URLs

3. Lawful Basis and Use of Information

We collect and use information for legitimate business purposes, including:

• Providing, administering, and fulfilling contracted services
• Identity verification and compliance with federal and state regulations
• Preparing tax filings and related documentation
• Credit analysis, dispute preparation, and educational support
• Processing payments and maintaining financial records
• Communicating service-related notices, updates, and disclosures
• Maintaining internal records and audit trails
• Preventing fraud, unauthorized access, and misuse of services
• Complying with applicable laws, regulations, and regulatory inquiries

4. Disclosure of Information

Sea Island Ventures does not sell or lease personal information. Information may be disclosed only under the following circumstances:

• To third-party service providers strictly necessary to perform services (e.g., payment processors, document storage providers, credit monitoring platforms)
• When required by law, subpoena, court order, or governmental authority
• To enforce our agreements, protect our legal rights, or defend against legal claims
• In connection with a business transfer, merger, or restructuring, subject to confidentiality obligations

5. Data Security and Confidentiality

We employ commercially reasonable administrative, technical, and physical safeguards designed to protect personal and financial information from unauthorized access, disclosure, alteration, or destruction. These safeguards include secure portals, encryption protocols, access controls, and confidentiality obligations.

Notwithstanding the foregoing, no method of transmission or storage is entirely secure. You acknowledge and accept this risk by using the Website and submitting information.

6. Data Retention

We retain personal and client information only for as long as necessary to fulfill service obligations, comply with legal and regulatory requirements, resolve disputes, and enforce agreements. Retention periods may vary depending on the nature of the services provided.

7. Cookies and Tracking Technologies

The Website may utilize cookies and similar technologies to support functionality, analytics, and performance optimization. You may disable cookies through your browser settings; however, doing so may limit certain features of the Website.

8. Your Rights and Choices

Subject to applicable law, you may have the right to:

• Request access to personal information held by the Company
• Request correction of inaccurate or incomplete information
• Request deletion of information, where legally permissible
• Withdraw consent for non-essential communications

Requests must be submitted in writing to the contact email listed below and will be processed in accordance with applicable legal requirements.

9. Third-Party Websites and Platforms

The Website may contain links to third-party websites or platforms. Sea Island Ventures is not responsible for the privacy practices, security measures, or content of third-party sites. Use of such sites is at your own risk.

10. Children’s Privacy

The Website and services are intended solely for individuals eighteen (18) years of age or older. We do not knowingly collect personal information from minors.

11. Policy Modifications

Sea Island Ventures reserves the right to modify or update this Privacy Policy at any time without prior notice. Revisions will become effective immediately upon posting to the Website. Continued use of the Website or services constitutes acceptance of the revised Policy.

12. Contact Information

For privacy-related inquiries, requests, or concerns, contact:

Sea Island Ventures
Email: support@seaislandventures.com

13. Regulatory Compliance Notice (GLBA & FCRA)

Sea Island Ventures complies with applicable federal privacy and consumer protection laws, including but not limited to the Gramm-Leach-Bliley Act (GLBA) and the Fair Credit Reporting Act (FCRA), to the extent such laws apply to the services provided. Client information obtained for tax preparation, bookkeeping, and credit-related services is treated as confidential financial information and is used solely for authorized and permissible purposes.

Clients acknowledge that Sea Island Ventures is not a consumer reporting agency and does not furnish consumer reports as defined by the FCRA.

14. Client Consent and Authorization

By submitting personal, financial, tax, or credit-related information through the Website, client portal, or secure document upload systems, you expressly authorize Sea Island Ventures to collect, store, process, and use such information for the purpose of providing contracted services. You further acknowledge that electronic transmission of documents is voluntary and consent to electronic records and communications.

15. No Legal or Financial Guarantees

Sea Island Ventures does not provide legal advice and does not guarantee specific financial, tax, or credit outcomes. Credit repair results may vary based on individual circumstances, creditor responses, and regulatory limitations. All services are provided on a best-efforts basis in accordance with applicable law.

16. Limitation of Liability

To the fullest extent permitted by law, Sea Island Ventures shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to the use of the Website, services, or submission of information, including but not limited to data transmission risks, third-party service interruptions, or unauthorized access beyond our reasonable control.

This Privacy Policy constitutes contractual notice regarding data practices and does not constitute legal advice. Users are encouraged to consult independent legal counsel regarding their rights and obligations.